The end of the year is approaching and this is the time that many people reflect, have regrets, and decide to make changes by creating New Year’s resolutions. Some people don’t believe in resolutions. Others find it to be necessary. What do you believe? Do you think making goals and resolutions work?
I believe that you need to plan for your life and set specific goals. Otherwise, it is like driving across the country without a map. Eventually you will get to the other coast, but you may have gotten lost along the way, took a longer route, or missed the great attractions, restaurants, and friends that you could have seen, but you didn’t because you failed to plan in advance.
If you’re unhappy with how your life has unfolded this year, then take some time to figure out why and what you need to do to change that next year. Do research to figure out what actions and how much money you will need to make these goals happen.
10 Ways to Change Your Next Year:
- Pay-off debts including credit card, car loan, student loans, and personal and business loans. Stress about finances can affect your ability to achieve goals in other areas of your life, including health and relationships. Talk with a money coach to help you prioritize and determine which loans to pay off first. (*Note – It’s easier to gain momentum if you take the debt snowball approach, and put all extra money to pay off the loan with the smallest balance first.)
- Plan your dream vacation and start saving money each month to pay for it in cash by the time of the trip.
- Make a list of 3 – 5 colleagues and influencers who you want to make sure you spend time with and learn from next year. Determine how much money you need to attend business conferences that they are attending / organizing, or courses that they are offering.
- Read 5-10 new books with content that will complement your business and personal growth. Don’t focus on gaining more knowledge in areas that you are already an expert in.
- If you’re feeling disorganized in your business and not sure why it’s not as profitable as it should be, sit down and create a basic business plan.
- Find an accountability partner and meet 1 – 2 times a month on your business goals. Or join a mastermind group to surround yourself with other like-minded colleagues. (*Note – This is my affiliate link, which means at no cost to you, I may earn a commission if you purchase. Use the code SMI to get 1 month free)
- Plan for your expenses and get ahead of your bills.
- Focus on what distracts you and fix what’s broken.
- Decide what new skill you’d like to obtain over the next year. Research how you can learn or get a certified, and save the money into an “Education Fund” to make it happen.
- Decide what your brand is (which affect the target audience you attract) and what three things you have to do over the next year to support that. Or brainstorm three things that you should not do to support that image.
If you’ve had a hard time in the past sticking to new goals, especially when things get messy or difficult, consider if you need outside accountability to help achieve your goals. I’ve learned that my personality type as an Obliger requires outside accountability for personal goals. To make next year better, take the time now to think about goals that you didn’t meet this year, and figure out why you didn’t accomplish them. Then, put into action or set up triggers to do something different to set yourself up to change and have a better next year.