AFFILIATE RELATIONSHIPS & PARTNERSHIPS DISCLOSURE
SMI Financial Coaching, LLC earns money in several ways via this site, including:
- Affiliate commissions
For affiliate and partnership links, I only recommend products I have analyzed and/or used extensively. The primary affiliate program used is (but is not limited to) Amazon.com.
As an affiliate of Amazon.com, the following language is specifically required for inclusion within this disclaimer: SMI Financial Coaching, LLC is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.
Collection of Information
Information You Provide to Us
We collect information you provide directly to us. For example, we collect information when you subscribe to a newsletter or email list, participate in an event, survey, contest or promotion, make a purchase, communicate with us via third-party social media sites, request customer support or otherwise communicate with us.
The types of information we may collect include your name, email address, and any other information you choose to provide.
Information We Collect Automatically
When you access or use our Services, we automatically collect information about you, including information collected by cookies and other tracking technologies. We and our service providers use various technologies to collect information, including cookies and web beacons. Cookies are small data files stored on your hard drive or in device memory that help us improve our Services and your experience, see which areas and features of our Services are popular, and count visits. Web beacons are electronic images that may be used in our Services or emails and help deliver cookies, count visits, and understand usage and campaign effectiveness. For more information about cookies, and how to disable them, please see “Your Choices” below.
Use of Information
We may use information about you for various purposes, including to:
Provide, maintain, improve and promote our products and services;
Provide and deliver the information, products and services you request, process transactions and send you related information, including confirmations and receipts;
Send you technical notices, updates, security alerts, and support and administrative messages;
Respond to your comments, questions and requests, and provide customer service;
Communicate with you about products, services, surveys, offers, promotions, rewards and events offered by Company and others, and provide news and information we think will be of interest to you;
Monitor and analyze trends, usage and activities in connection with our Services;
Personalize and improve the Services and provide advertisements, content or features that match user profiles or interests;
Facilitate contests, sweepstakes and promotions, and process and deliver entries and rewards;
Carry out any other purpose for which the information was collected.
We are based in the United States and the information we collect is governed by U.S. law. By accessing or using the Services or otherwise providing information to us, you consent to the processing and transfer of information in and to the U.S. and other countries.
Sharing of Information
With vendors, consultants and other service providers who need access to such information to carry out work or perform services on our behalf;
When you participate in the interactive areas of our Services, certain information you provide may be displayed to other users, such as your name, photo, comments and other information you choose to provide;
In response to a request for information if we believe disclosure is in accordance with, or required by, any applicable law, regulation or legal process;
If we believe your actions are inconsistent with our user agreements or policies, or to protect the rights, property and safety of Company or others;
In connection with, or during negotiations of, any merger, sale of company assets, financing or acquisition of all or a portion of our business by another company; and
With your consent or at your direction.
We may share aggregated or de-identified information, which cannot reasonably be used to identify you.
Social Sharing Features
The Services may offer social sharing features and other integrated tools (such as the Facebook “Like” button), which let you share actions you take on our Services with other media, and vice versa. Your use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the entity that provides the social sharing feature.
Company takes reasonable measures to help protect information about you from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction.
Most web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove or reject browser cookies. Please note that if you choose to remove or reject cookies, this could affect the availability or functionality of our Services
You may opt out of receiving promotional communications from us by following the instructions in those communications or by sending an email to firstname.lastname@example.org. If you opt out, we may still send you non-promotional communications, such as those about your account or our ongoing business relations.
LIMITATION OF LIABILITY
The information contained on this web site is the opinion of an author authorized by SMI Financial Coaching, LLC and is based on personal observation, research, and years of experience. The publisher and its authors are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services.
Therefore: To the fullest extent permitted by applicable law: (a) in no event shall the company parties be liable for any special, indirect or consequential damages, including but not limited to loss of use, loss of profits or loss of data, whether in an action in contract, tort (including as a result of company’s negligence) or otherwise, arising out of or in any way connected with these terms or the use of or inability to use the services; and (b) in no event shall the aggregate liability of the company parties, whether in contract, warranty, tort (including as a result of company’s alleged negligence), product liability, strict liability or other theory, arising out of or relating to these terms or the use of or inability to use the services exceed any compensation you pay, if any, to company for access to or use of the services.
You acknowledge and agree that company has offered the services, set its prices, and entered into these terms in reliance upon the warranty disclaimers and the limitations of liability set forth in these terms, and that the warranty disclaimers and the limitations of liability set forth herein form an essential basis of the bargain between you and company. Company would not be able to provide the services on an economically reasonable basis without these limitations.
GRAPHIC COLLATERAL ATTRIBUTIONS
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