The end of the year is approaching and this is the time that many people reflect and decide to do New Year’s resolutions. Some people don’t believe in them. Others find it to be necessary. So who is right?
I do believe that you need to plan for your life and have specific goals. Otherwise, it is like driving across the country without a map. Eventually you will get to the other coast, but you may have gotten lost along the way, took a longer route, or missed the great attractions, restaurants, and friends that you could have seen, but you didn’t because you failed to plan in advance.
So if you’re unhappy with how your life has unfolded this year, then take some time to figure out why and what you need to do to change that next year. Do research to figure out what actions and how much money you will need to make these goals happen.
Examples of 10 Ways to Change Your Next Year:
- Pay-off debts including credit card, car loan, student loans, and personal loans. Talk with a financial coach to help you prioritize and determine which loans to pay off first.
- Plan your dream vacation and start saving money each month to pay for it in cash by the time of the trip.
- Make a list of 3 – 5 friends or family that you want to make sure you spend time with and see this year. Determine how much money you need for the trip or get-together (i.e. babysitter, dinner, transportation) and set a date.
- Read 5-10 new books with content that will complement your career or business. Don’t focus on gaining more knowledge in areas that you are already an expert in.
- If you’ve always dreamed about starting your own business, take an entrepreneur class and create a business plan.
- Find an accountability partner and meet 1-2 times a month on your career and business goals.
- Plan for your expenses and get ahead of your bills.
- Focus on what makes you happy and declutter the other stuff.
- Decide what new skill you’d like to obtain over the next year. Research how you can learn or get a certified, and save the money into an “Education Fund” to make it happen.
- Decide what your brand is and what 3 things you have to do over the next year to support that. (Or 3 things that you should not do to support that image.)